To get a life and health insurance license in Texas, follow these steps:
1. Meet the Basic Requirements
- Age: You must be at least 18 years old.
- Residency: You must be a resident of Texas or a state that allows Texas residents to obtain insurance licenses.
2. Complete Pre-Licensing Education
- Hours: You must complete 40 hours of pre-licensing education for the Life and Health insurance lines of authority.
- Approved Courses: Take these courses from an approved provider. You can find approved course providers on the Texas Department of Insurance (TDI) website.
3. Pass the Licensing Exam
- Exam Registration: Register for the exam through Pearson VUE, the testing vendor for Texas insurance licensing exams. You can do this online at the Pearson VUE website.
- Exam Fee: Pay the exam fee, which is typically around $50-$80 per exam.
- Study: Use the materials provided in your pre-licensing course to prepare for the exam.
- Exam Content: The exam will cover topics related to life and health insurance policies, Texas insurance laws and regulations, and ethical practices.
4. Submit Fingerprints
- Fingerprinting: Schedule an appointment for fingerprinting through IdentoGO, the vendor used by TDI.
- Fee: There is a fee for fingerprinting, usually around $40-$50.
- Submit: Ensure your fingerprints are submitted to the Texas Department of Public Safety and the FBI for a background check.
5. Apply for the License
- Application: Submit your license application through the Sircon or the National Insurance Producer Registry (NIPR) website.
- Fee: Pay the application fee, which is approximately $50.
- Documents: Attach proof of your pre-licensing education and passing exam results with your application.
6. Maintain Your License
- Continuing Education: Complete continuing education (CE) requirements every two years to maintain your license. You need to complete 24 hours of CE, including 2 hours of ethics.
Useful Links
- Texas Department of Insurance (TDI) – Licensing
- Pearson VUE – Texas Insurance Licensing
- Sircon
- National Insurance Producer Registry (NIPR)
By following these steps and utilizing the provided resources, you can successfully obtain your life and health insurance license in Texas.